Digital Nomad, Retirement & Investor Visas

Compare digital nomad, retirement and passive income visas by income requirement, processing time and permanent residency path. Free matcher included.

Where do you fit?

I work remotelyVisas for remote employees and freelancersI'm retiredLive abroad on a pension or social securityI live off investmentsIndependent means and self-sufficiency visasI want to investInvestor and golden visa routes

All visa types: Digital Nomad VisasRetirement VisasPassive Income VisasGolden VisasInvestor VisasFreelancer VisasOther Visas

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271 visas found

Philippines

Asia

Digital Nomad

Philippines SEZ Remote Work Visa (PEZA Zone)

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

~2 wks

Duration

24 mo

RenewableDependents OK
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Luxembourg

Europe

Investor

Luxembourg Investor Residence

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

3 mo

RenewableDependents OK
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Suriname

Latin America

Coming SoonDigital Nomad

Suriname Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

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Montenegro

Europe

Digital Nomad

Montenegro Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

$1,542/mo

Processing

4-6 wks

Duration

12 mo

RenewableDependents OK
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South Korea

Asia

Freelancer

South Korea Freelancer Visa (D-10 Job Seeker + Self-Employment)

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

6 mo

Renewable
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Vietnam

Asia

Other

Vietnam Temporary Residence Card (TRC)

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

1-3 wks

Duration

12 mo

RenewableDependents OK
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Singapore

Asia

Other

Singapore Tech.Pass

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
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Azerbaijan

Asia

Digital Nomad

Azerbaijan Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

3-5 days

Duration

6 mo

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Slovakia

Europe

Freelancer

Slovakia Self-Employed (Živnostník) Residency

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
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Australia

Oceania

Digital Nomad

Australia Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

1-52 wks

Duration

3 mo

Renewable
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Lithuania

Europe

Freelancer

Lithuania Startup Visa

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
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Lithuania

Europe

Freelancer

Lithuania Self-Employed / Individual Activity Residency

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
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Malaysia

Asia

Other

Malaysia Resident Pass Talent

Our score
2.1out of 5
Friction

Min Income

$870/mo

Processing

6-13 wks

Duration

120 mo

Renewable
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Japan

Asia

Digital Nomad

Japan Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

$6,667/mo

Processing

4-12 wks

Duration

6 mo

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Samoa

Oceania

Digital Nomad

Samoa Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

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Dominican Republic

Latin America

Digital Nomad

Dominican Republic Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

$2,000/mo

Processing

2-4 wks

Duration

12 mo

RenewableDependents OK
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Japan

Asia

Other

Japan Highly Skilled Professional Visa (HSP)

Our score
2.1out of 5
Friction

Min Income

$16,667/mo

Processing

Not specified

Duration

60 mo

RenewableDependents OK
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New Zealand

Oceania

Investor

New Zealand Active Investor Plus Visa (AIP)

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
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Latvia

Europe

Freelancer

Latvia Self-Employed Residence Permit

Our score
2.1out of 5
Friction

Min Income

$2,299/mo

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
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Latvia

Europe

Digital Nomad

Latvia Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
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Bangladesh

Asia

Coming SoonDigital Nomad

Bangladesh Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

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Albania

Europe

Digital Nomad

Albania Digital Nomad Visa

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
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Romania

Europe

Freelancer

Romania Self-Employed (PFA) Residence Permit

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
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Colombia

Latin America

Freelancer

Colombia Independent Worker Visa (TP-7)

Our score
2.1out of 5
Friction

Min Income

Not published. The official source does not publish this figure yet.

Processing

Not specified

Duration

Not published. The official source does not publish this figure yet.

RenewableDependents OK
Compare side by side
FAQ

Frequently Asked Questions

Click any question to expand the answer.

Greece, Croatia, and Spain consistently rank as the most accessible European digital nomad visas. Greece requires $3,850/month in income with a moderate difficulty rating. Spain's Digital Nomad Visa requires only $2,140/month and leads to permanent residency after 5 years. Croatia stands out for its 36-month initial duration — the longest in Europe — at $3,855/month.
Finland's Digital Nomad Visa has the lowest documented income requirement in Europe at $1,317/month. Montenegro ($1,413/month) and France ($1,975/month) are also among the most affordable. Several countries including Romania, Slovakia, and Luxembourg do not publicly specify a minimum income threshold.
In Europe, Greece, Spain, Italy, Slovakia, and Portugal's D8 all lead to permanent residency, typically after 5 years. Austria is notable for offering a PR pathway in just 2 years. Outside Europe, Colombia, Panama, and several Latin American visas also offer residency-to-PR tracks.
Many digital nomad visas allow dependents. In Europe, Greece, Spain, Croatia, Malta, Cyprus, Italy, Bulgaria, Moldova, Montenegro, Slovenia, and North Macedonia all permit dependents. Income requirements typically increase by 25–75% per dependent adult and 25% per child, depending on the country.
Processing times vary widely. Estonia processes applications in about 4 weeks. Cyprus takes 5–7 weeks. Italy ranges from 4–12 weeks. Finland can take 8–16 weeks. Many countries — including Croatia, Greece, Spain, and Montenegro — do not publish official processing timelines.
It depends on the visa. Some have no physical presence requirement at all, which is a major differentiator for people splitting time across countries. Others require you to spend a minimum number of days per year in-country. Always check the specific visa's presence requirement before applying — it directly affects whether you can maintain the visa while traveling.
A digital nomad visa is for people earning active income remotely — from a foreign employer or clients. A passive income visa (like Portugal's D7 or Spain's Non-Lucrative Visa) is for people living off savings, dividends, rental income, or pensions without working. The key distinction is whether your income is earned (work) or unearned (investments/retirement). Mixing the two can affect eligibility depending on the country.
Several countries do not publish a formal minimum income threshold, including Romania, Slovakia, Luxembourg, Poland, Belgium, Lithuania, Bosnia and Herzegovina, and Iceland. This doesn't mean income is irrelevant — consulates typically still expect proof of sufficient funds — but there's no hard floor published officially.
For the vast majority of digital nomad and long-stay visas, yes. Most European countries require proof of comprehensive health insurance valid for the duration of your stay. Some require coverage meeting EU standards with a minimum coverage amount (Cyprus specifies inpatient and outpatient care). A few accept international policies; others require locally-authorized insurers.
Yes. Most digital nomad visas worldwide are open to all nationalities including US citizens, as long as income and documentation requirements are met. A handful of programs restrict eligibility to specific countries — Panama's Friendly Nations Visa and Japan's Digital Nomad Visa have nationality lists. For EU-based visas, the restriction is typically non-EU nationals only, meaning Americans qualify by default.
A Golden Visa grants residency through investment — typically in real estate, government bonds, or a qualifying fund — rather than through income or employment. Minimum investments typically start at $200,000–$500,000 USD. Digital nomad visas require ongoing remote income but no upfront capital investment. Golden Visas often lead to citizenship faster and carry fewer restrictions on local work.
Passive income and retirement visas are generally the best fit for FIRE practitioners. Portugal's D7 ($1,880/month), Panama's Pensionado ($1,000/month pension), and Costa Rica's Rentista visa are popular choices. The key criteria for FIRE applicants are: whether dividend and capital gains income qualifies, whether there's a local tax on foreign-source investment income, and whether the country has a territorial tax system that exempts foreign income entirely.