Geelong sits on Corio Bay in Victoria, about 75 kilometres southwest of Melbourne, and its climate is arid. The city rises just 15 m above sea level and runs on Australia/Melbourne time. With a population of 180 thousand, it has a large and active expat community. Newcomers tend to settle in Newtown, Geelong West, and Highton, where leafy streets and easy access to the waterfront make daily life straightforward. Average internet speed is 50 Mbps, enough for remote work and streaming.
Rents vary by location and size. A 1-bedroom in the city centre costs $1,288/mo, while outside the centre it is $1,365/mo. For 3 bedrooms, the city centre runs $1,741/mo and outside the centre $1,525/mo. A single adult can expect total monthly costs of $1,381/mo on a budget, $2,164/mo mid-range, or $2,293/mo comfortable, all rent included. Excluding rent, a single person spends about $1,300/mo and a family of four about $4,500/mo. Utilities average $152/mo, internet $56/mo, and a mobile plan $26/mo. A monthly public transport pass is $127/mo and a gym membership $56/mo. Eating out is affordable: an inexpensive restaurant meal is $17 per person, a mid-range three-course meal for two is $84, and a cappuccino is $4. The average monthly net salary is $3,074/mo, and the cost of living index is 84/100 compared with New York City.
Safety is a strong point. The safety index is 80/100 and the crime index is 20/100, with lower numbers meaning safer streets. Healthcare quality is excellent, so residents can access reliable medical care without travelling far. English is widely spoken, which helps expats settle quickly into local life.
For longer stays, the Investor Retirement visa (subclass 405) and the Australia Digital Nomad Visa are the relevant programs. Avalon Airport (AVV) is 8 km away, making arrivals and departures simple. With an overall expat score of 75/100, a digital nomad score of 75/100, a retiree score of 62/100, and a FIRE score of 60/100, Geelong suits remote workers, retirees, and budget-conscious singles who want a quieter coastal city with easy connections to Melbourne.