Cost of Living Calculator

One sentence in, a real monthly budget out. Built from each city's own prices, not a national average split into percentages.

I'm who wants to live in , in a , at a pace, coming from .
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Estimated monthly cost in Lisbon, Portugal (USD)

Likely around $1,890/mo

Range $1,679 to $2,119

Range comes from this city's own budget and comfortable price tiers, applied to day-to-day costs with rent held constant.

Excluding rent, day-to-day spending is about $700/mo for this household.

  • Housing

    Rent, studio or 1BR

    $1,190

    63%

  • Groceries

    Staples basket scaled to a household month

    $168

    9%

  • Dining out

    Meals out at city prices

    $168

    9%

  • Entertainment & lifestyle

    Gym, cinema, coffee

    $102

    5%

  • Utilities & connectivity

    Power, water, mobile, internet

    $217

    11%

  • Transport

    Monthly transit pass

    $45

    2%

  • Healthcare

    Public system, no monthly premium

    $0

    0%

Source: Numbeo survey data, updated Oct 8, 2026.

Every category is built bottom-up from this place's own average prices, not as a percentage of a total. Day-to-day categories come from the same data as our city pages. Rent is never multiplied by the lifestyle setting.

Lifestyle multiplies groceries, dining and entertainment by 0.8 (frugal), 1.0 (balanced) or 1.6 (expat). It never applies to rent, utilities or transport. A second adult adds 60% of a first adult's daily costs, each child 40%. Utilities scale with the square root of the number of people, and use the survey's standard 85 m² apartment as their basis, so a studio can run a little lower.

Health cover starts on the public system, with no monthly premium. The private option is a rough flat estimate of $120 per adult per month, not a local quote, and children are not charged a separate premium. Car transport uses fuel plus a fixed allowance for insurance and upkeep.

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Estimated in Lisbon, Portugal
$1,890/mo
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How the calculator works

Each category is priced from the city's own average prices. Rent comes from the city's 1BR, 2BR and 3BR prices. Groceries are built from a monthly staples basket plus the rest of a typical food shop. Dining, entertainment, utilities and transport each roll up their own price lines. The total is then scaled for your household and adjusted by the lifestyle setting, which only touches day-to-day spending, never rent.

When a city does not have enough price data, the calculator falls back to that country's single-person figure and says so. The range widens in that case, because a country average hides the spread between cities.

Data sources

Prices come from Numbeo, a crowd-sourced cost-of-living survey, on a rolling refresh schedule. It is the same dataset behind our city pages. The figure for the selected destination carries the date those prices were last refreshed.

Default destination data last updated: Oct 8, 2026.

Cost of living questions

How is this cost of living calculator different from others?
Most calculators take a national average and split it into fixed percentages. This one builds the total from a city's own average prices: rent, groceries, dining, utilities, transport and healthcare are each calculated from real price data, then adjusted for your household. You can see every line and where it came from.
Where does the cost data come from?
Prices come from the same Numbeo survey data used across Rewire Abroad for city pages, refreshed on a rolling schedule, and the date those prices were last refreshed is shown with the estimate. When a city does not have enough price detail, the calculator uses the country average and widens the range so you can see it is less certain.
What do the frugal, balanced and expat settings change?
They change groceries, dining and entertainment only. Frugal multiplies those by 0.8, balanced by 1.0 and expat by 1.6. Rent, utilities and transport are left alone, because a frugal mindset does not make an apartment or a transit pass cheaper.
Why is the estimate a range instead of one number?
Real budgets vary. The likely figure is your best single estimate. The low and high come from the same city prices at a budget and a comfortable spending pattern, applied to day-to-day costs only, so rent is identical in all three. The band widens when the calculator has to fall back to a country average, and widens again if the prices are more than a few months old.
Does it include taxes or visa fees?
No. This tool covers living costs only. Tax depends on your income, residency and filing, which is a different calculation. Use the GeoArbitrage planner for income and tax, and the Visa Quiz to see what a destination requires.