Data updated Oct 8, 2026
Best fit: Digital Nomad (score: 78)
For those looking to stay long-term, Malta offers the Malta Permanent Residence Program (MPRP) for retirees and the Malta Digital Nomad Residence Permit for remote workers, the latter requiring a minimum monthly income of $3,997/mo. Getting to Mgarr is simple via Malta's road network, though the island's main airport is a short drive away. This village suits digital nomads and retirees who value tranquility, safety, and a lower cost of living, while still being close enough to the island's amenities. With an overall expat score of 78/100, a FIRE score of 73/100, and a retiree score of 74/100, Mgarr is a practical choice for those seeking a calm Mediterranean base.
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Mgarr at the budget tier comes to about $1,241 a month for one adult, with $728 of that going to rent. Beyond rent the estimate covers $170 on groceries, $90.00 on dining out, $37.00 on entertainment and lifestyle and $216 on utilities and connectivity.
Rent
$728/mo
1BR outside the centre
Groceries
$170/mo
75% of mid-range grocery spend
Dining out
$90.00/mo
4 inexpensive meals
Entertainment & lifestyle
$37.00/mo
1 cinema trip, 8 cappuccinos
Utilities & connectivity
$216/mo
utilities, mobile, internet
Budgets (excl. rent)
Excludes rent. The total above is all-in, rent included.
Mgarr at the mid-range tier comes to about $1,456 a month for one adult, with $728 of that going to rent. Beyond rent the estimate covers $227 on groceries, $224 on dining out, $61.00 on entertainment and lifestyle and $216 on utilities and connectivity.
Rent
$728/mo
1BR outside the centre
Groceries
$227/mo
Staples basket scaled to a full month
Dining out
$224/mo
10 inexpensive meals
Entertainment & lifestyle
$61.00/mo
2 cinema trips, 12 cappuccinos
Utilities & connectivity
$216/mo
utilities, mobile, internet
Budgets (excl. rent)
Excludes rent. The total above is all-in, rent included.
Mgarr at the comfortable tier comes to about $1,886 a month for one adult, with $840 of that going to rent. Beyond rent the estimate covers $318 on groceries, $403 on dining out, $109 on entertainment and lifestyle and $216 on utilities and connectivity.
Rent
$840/mo
1BR in the centre
Groceries
$318/mo
140% of mid-range grocery spend
Dining out
$403/mo
6 inexpensive meals + 6 mid-range meals
Entertainment & lifestyle
$109/mo
4 cinema trips, 20 cappuccinos
Utilities & connectivity
$216/mo
utilities, mobile, internet
Budgets (excl. rent)
Excludes rent. The total above is all-in, rent included.
Estimates for one adult, built from this city's average prices and the usage shown for each tier. Your spending will differ with how often you eat out and where you live.
A 1BR in the center runs about $839.8/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.
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See how Mgarr's cost of living compares with Luqa
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Mgarr is exceptionally safe for expats, with minimal violent crime and a tight-knit community atmosphere typical of small Maltese villages. Petty theft and vehicle break-ins occur occasionally but are uncommon. The main practical concerns are standard expat issues: ensuring proper visa documentation, understanding local driving customs (which can be aggressive), and being cautious with valuables in crowded areas during summer tourism season. No significant geopolitical risks. This is an ideal choice for retirees or remote workers prioritizing safety and community.
See how Mgarr's healthcare compares with Luqa
Mgarr enjoys a Mediterranean climate with hot, dry summers (June-September) and mild, wet winters (December-February), making it ideal for those seeking warm weather year-round with minimal rainfall.
Mgarr offers scenic coastal views with a laid-back lifestyle.
| Name | Notes |
|---|---|
| SOHO Office Space | While not directly in Mgarr, SOHO's locations in nearby areas like St. Julian's and Sliema are easily accessible and offer a premium coworking experience with modern amenities, networking opportunities, and a professional environment suitable for expats. They have multiple locations. |
| Regus - Malta, Qormi | Although located in Qormi, it's a reasonable commute from Mgarr. Regus offers reliable infrastructure, private offices, meeting rooms, and a professional atmosphere, making it a solid choice for remote workers needing a structured workspace. |
| Kollega | Located in Mriehel, Kollega is a short drive from Mgarr and offers a modern, collaborative workspace with various membership options. It's known for its community events and focus on fostering connections among members, which is great for expats. |
Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).
Planning to live in Mgarr long-term? Malta Digital Nomad Residence Permit lets remote workers live legally with a minimum income of $3,997/month.
View full requirements →Working remotely from Mgarr? Nomad health insurance covers you across borders, month to month.
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See how Mgarr's digital nomad life compares with Luqa
Areas of Mgarr that expats often consider.
Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.
Traditional Maltese village core
The heart of Mgarr, centered around the church, offers a truly local experience. Expect a slower pace of life, strong community ties, and easy access to local shops and restaurants. While English is widely spoken, embracing Maltese culture is key to feeling at home here. Public transport is available, but a car is recommended for exploring the island.
Quiet residential agricultural area
Located on the outskirts of Mgarr, Ta' Kanti is a more secluded area characterized by farmland and scattered residences. It's ideal for those seeking tranquility and a rural setting. A car is essential here, and a basic understanding of Maltese is helpful, as fewer residents are fluent in English compared to the village center.
Scenic countryside with hiking trails
Bingemma is known for its stunning views and proximity to hiking trails, appealing to nature lovers. Housing options are more spread out, often consisting of larger villas or farmhouses. While peaceful, it's less walkable and relies heavily on car transport. Some expats are drawn to the area for its tranquility and outdoor activities.
Coastal, beach-oriented, tourist-influenced
Technically just outside Mgarr but easily accessible, this area is popular for its beautiful beaches like Golden Bay and Riviera Beach. Expect higher prices, especially during peak season, and a more tourist-oriented atmosphere. It's a good option for those who prioritize beach access and don't mind the seasonal crowds. English is widely spoken.
With a 1-bedroom in the center at $840/mo, your FIRE number here might be much lower than you think.
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