El Kef sits high in northwestern Tunisia at 700 m above sea level, in the Africa/Tunis timezone, and its Mediterranean climate brings hot, dry summers from June through September and mild, wet winters from December through February. Spring and autumn are the most pleasant seasons for newcomers. The city holds about 74 thousand residents, and expats who settle here tend to choose Centro, the one neighborhood that draws them. With an overall expat score of 78/100, El Kef appeals to a particular kind of newcomer, though the expat community is very few in number and English proficiency is limited.
Housing is remarkably cheap. A 1-bedroom apartment in the city center runs $200/mo, while the same outside the center drops to $140/mo. A 3-bedroom in the city center also costs $200/mo, and outside the center it is $167/mo. Utilities come to $27/mo, internet $14/mo, and a mobile phone plan $10/mo. A monthly public transport pass is $10/mo. Eating out is inexpensive: $5 per person at an inexpensive restaurant, $13 for a three-course mid-range meal for two, and $1 for a cappuccino. Excluding rent, a single person spends about $350/mo and a family of four about $1,100/mo. Budget, mid-range, and comfortable tiers for a single adult, rent included, land at $234/mo, $323/mo, and $427/mo. Against that, the average monthly net salary locally is $167/mo, and the cost of living index is 28/100 against New York City at 100.
Safety is moderate, with a safety index of 55/100 and a crime index of 45/100, where lower is safer. Air quality is good, with an index of 42, where lower is better. Healthcare quality is fair. Average internet speed is 18 Mbps, which suits basic browsing and messaging more than heavy data work.
For stays, the Temporary Residence Permit (Carte de séjour) is the relevant program. The nearest airport is TUN, 164 km away. El Kef scores 80/100 for FIRE, 52/100 for retirees, and 50/100 for digital nomads. It best suits frugal early retirees and slow travelers who want low costs, mountain air, and quiet over convenience, and who can accept a very small expat community and limited English.