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Tulungagung, Indonesia

Data updated Oct 8, 2026

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📊 Scores

55
Retiree
46
Digital Nomad

Best fit: Retiree (score: 53)

Tulungagung sits in East Java at 85 m above sea level, on the Asia/Jakarta clock, a town of 65 thousand where the tropics set the rhythm of daily life. Conditions stay hot and humid all year, with a pronounced dry season from June to September and a wet monsoon from October to May that brings heavy rainfall. Internet averages 19 Mbps, enough for calls and streaming if you time heavy downloads around the afternoon storms. The center holds the commercial core and the cheapest urban rent, while addresses outside the center trade a short ride for lower prices; expats tend to settle in one or the other based on whether they want walkable errands or a quieter street.

Costs here run low even by Indonesian standards. A one-bedroom in the city center rents for $288/mo, and the same outside the center drops to $198/mo. Utilities come to $38/mo, a mobile plan $6/mo, a monthly public transport pass $12/mo, and a gym membership $20/mo. Eating out barely registers: an inexpensive restaurant meal is $1 per person, a mid-range three-course dinner for two is $9, and a cappuccino is $1. Single adults keeping to a budget spend about $342/mo with rent included, a mid-range life runs $458/mo, and a comfortable one $564/mo, while monthly costs excluding rent average $435/mo. Set against an average local net salary of $112/mo, these figures explain why remote earners live well and local wages stretch thin.

Safety is a relative strength, with a safety index of 63/100 and a crime index of 37/100, so walking after dark in the central districts is generally unremarkable. Air quality sits at 52 on the index, better than the big Javanese cities but still worth watching during the dry months. Healthcare quality is rated fair, which means routine care and prescriptions are manageable locally while serious procedures usually mean traveling to a larger city. English proficiency is limited, so a few words of Indonesian go a long way at clinics, markets, and government offices.

Long stays hinge on the Indonesia Retirement Visa (KITAS) or the Indonesia Remote Worker Visa (E33G), each requiring minimum monthly income of $2,000/mo. Arrival is by road or rail from the larger Javanese hubs, and once here the town rewards people who want a slow, inexpensive base rather than a busy expat scene. The overall expat score of 53/100, a retiree score of 55/100, and a digital nomad score of 46/100 point to the same conclusion: Tulungagung suits budget-conscious retirees and quiet remote workers who value low rent, cheap meals, and a calm pace over nightlife, fast internet, or a large international community.

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🏚️ Cost of Living

A 1BR in the center runs about $288.33/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.

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🛡️ Safety & Crime

63
Safety Index

(Higher is safer)

37
Crime Index

(Lower is safer)

Tulungagung is a relatively safe, quiet provincial city with low violent crime rates typical of smaller Indonesian towns. Petty theft and pickpocketing occur but are uncommon compared to major cities. Main concerns include occasional scams targeting foreigners, traffic accidents due to chaotic driving, and limited emergency services. Avoid displaying valuables, use registered taxis or ride-apps, and stay aware in crowded markets. The city lacks significant gang activity or political instability. For a 30-65 year-old expat seeking a peaceful, affordable base with manageable safety risks, Tulungagung is a solid choice—safer than Jakarta or Surabaya, though requiring standard expat precautions.

Tulungagung has a safety index of 63/100. Petty theft and lost belongings are the most common problems for newcomers. Compare travel insurance before you go.

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🏥 Healthcare

Fair
Public Hospitals
Yes
Private Clinics
No
English-Speaking Doctors
Limited

See how Tulungagung's healthcare compares with Gresik

🌤️ Climate

Summer Temp
32°C
Winter Temp
26°C
Humidity
78%
Air Quality Index
52
Annual Rainfall
1652 mm

Best Months

JunJulAugSep

Climate Notes

Tulungagung has a tropical climate with hot, humid conditions year-round, a pronounced dry season from June to September, and a wet monsoon season from October to May bringing heavy rainfall.

💻 Digital Nomad

Avg Internet Speed
18.7 Mbps
Coworking Availability
Limited
Coworking Spaces Nearby
0
Digital Nomad Score
46/100

Community Notes

Tulungagung is a small, serene town with slow internet but friendly locals.

Coworking Spaces

NameNotes
Kedai Kopi & Coworking Area 'Kopi Janji Jiwa'While not a dedicated coworking space, this popular coffee shop offers a comfortable and productive environment for remote work. Located centrally in Tulungagung, it provides reliable Wi-Fi, ample seating, and a lively atmosphere, making it a good option for those seeking a casual workspace.
Ruang Kerja Bersama (Coworking Space) - (Rumah Kreatif)This community-focused space offers a collaborative environment for freelancers and entrepreneurs. Located in the heart of Tulungagung, it provides basic amenities like Wi-Fi and meeting rooms, fostering a sense of community and networking opportunities.

Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).

Planning to live in Tulungagung long-term? Indonesia Remote Worker Visa (E33G) lets remote workers live legally with a minimum income of $2,000/month.

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Working remotely from Tulungagung? Nomad health insurance covers you across borders, month to month.

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🧳 Expat Life

English Proficiency
Limited
Expat Community
large
Banks Nearby
6
ATMs Nearby
5

🏘️ Neighborhoods in Tulungagung

Areas of Tulungagung that expats often consider.

Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.

Kampungdalem

Historic heart, cultural immersion

The oldest part of Tulungagung, centered around the alun-alun (town square) and traditional markets. Offers a truly local experience with traditional Javanese architecture and close proximity to cultural events. Limited English spoken and can be noisy during festivals, but very affordable.

Kauman

Residential, Islamic cultural center

Known for its strong Islamic identity and traditional batik production. Primarily residential with a close-knit community feel. Not particularly geared towards foreigners, but offers a peaceful and authentic Indonesian living experience at a very low cost.

Bago

Developing, affordable residential area

A rapidly growing residential area on the outskirts of the city. Offers newer housing options at lower prices than central areas. Requires personal transport (motorbike or car) as public transport is limited. Few expats reside here.

Kedungwaru (near the highway)

Convenient, highway access, commercial

Located near the main highway, offering easy access to other cities and attractions. More commercial activity and modern amenities are available here compared to other neighborhoods. While not a traditional expat hub, its convenience and accessibility might appeal to some.

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FAQ

Frequently Asked Questions about Tulungagung

Click any question to expand the answer.

Tulungagung has a population of approximately 65,000 people.
A single person can expect to spend around $721 per month in Tulungagung, including rent. A 1-bedroom apartment in the city center costs approximately $288/month.
Tulungagung is considered relatively safe, with a safety index of 63.0. As with any city abroad, expats should research specific neighborhoods before committing to a location.
Tulungagung has an average internet speed of 18.7 Mbps. It is not yet considered a well-established digital nomad destination.
Tulungagung is ideal for adventurous FIRE seekers and retirees who want an authentic, low-cost Javanese lifestyle. It’s not suitable for those who need Western amenities or a ready expat community.
Internet speeds in Tulungagung are generally sufficient for basic remote work, but don't expect blazing-fast connections. You can find decent Wi-Fi in cafes and guesthouses, but a dedicated mobile data plan from Telkomsel or Indosat might be necessary for reliable connectivity, especially for video calls.
For long-term stays, most retirees pursue a social-cultural visa (Sosial Budaya) initially, which requires sponsorship and needs renewing every 6 months. The Indonesia Second Home Visa is also an option, requiring proof of funds and health insurance, allowing longer stays and easier renewals.
Rent in Tulungagung is incredibly affordable. You can find a decent-sized house (rumah) outside the city center for around $200-$400 USD per month. Apartments are less common, but guesthouses offer monthly rates that can be even cheaper.
English proficiency among doctors in Tulungagung is limited. While some private clinics may have staff with basic English, for serious medical issues, many expats travel to larger cities like Surabaya or Malang for better facilities and English-speaking medical professionals.
The most common way to get around Tulungagung is by motorbike (ojek) or becak (pedicab). You can also use ride-hailing apps like Gojek or Grab, which are readily available. Public buses are an option, but can be crowded and confusing for non-Bahasa speakers.
Eating out in Tulungagung is incredibly cheap. You can get a delicious and filling meal at a local warung (small restaurant) for just a few dollars. Even at more upscale restaurants, prices are significantly lower than in the US.
Tulungagung has a tropical climate with a distinct wet and dry season. The dry season runs from May to October, with sunny days and lower humidity. The wet season, from November to April, brings frequent rain and higher humidity.
The expat community in Tulungagung is quite small compared to Bali or Jakarta. You'll likely find a few other foreigners, but it's not a major hub. This can be a pro or con depending on your preference for immersion in local culture.
As a US citizen, you're still required to file US taxes even when living abroad. You may be able to take advantage of the Foreign Earned Income Exclusion (FEIE) to exclude a certain amount of your income from US taxes. Also, be aware of FBAR reporting requirements for foreign bank accounts.
Several options exist for international money transfers. Wise (formerly TransferWise) and Remitly are popular choices for their competitive exchange rates and relatively low fees. You can also use traditional bank transfers, but these often come with higher fees.
Tulungagung can be an excellent location for FIRE due to its extremely low cost of living. A modest passive income can stretch much further here than in most Western countries, allowing for a comfortable and fulfilling early retirement.
While you can get by with English in tourist areas, learning some basic Bahasa Indonesia will significantly improve your daily life in Tulungagung. Expect a slower pace of life, friendly locals, and a strong emphasis on community.
Yes, you can find ATMs in Tulungagung that accept international cards, particularly those from major banks like Mandiri, BCA, and BRI. Be aware of potential ATM fees charged by both your bank and the local bank.
Tulungagung is a predominantly Muslim area, so dressing modestly and respecting local customs is important. Public displays of affection are generally frowned upon. Be prepared for a more indirect communication style and a strong emphasis on politeness and saving face.

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