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Chone, Ecuador

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📊 Scores

74
FIRE
46
Retiree
52
Digital Nomad

Best fit: FIRE / Geoarbitrage (score: 72)

Chone sits in Ecuador's coastal lowlands, a tropical town of 55 thousand people set just 73 meters above sea level. The climate is warm and humid year-round, with the rhythm of daily life tied to the rains and the dry season. For the few expats who settle here, the practical choice is the Centro neighborhood, where the compact grid of streets puts markets, shops, and municipal services within walking distance. Outside the center, the town spreads into quieter residential blocks, but Centro remains the anchor for newcomers because of its convenience and the limited expat footprint elsewhere.

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🏚️ Cost of Living

A 1BR in the center runs about $330/mo. If your income is in another currency, bank FX fees add up. A multi-currency account can cut that cost.

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🛡️ Safety & Crime

40
Safety Index

(Higher is safer)

60
Crime Index

(Lower is safer)

Chone presents moderate safety concerns for expats. With a Numbeo Safety Index of 40/100, petty theft, robbery, and vehicle break-ins are the primary risks, particularly in downtown areas and after dark. Gang activity and drug-related violence exist but typically don't directly target foreigners. Avoid displaying valuables, use registered taxis, and stay in established neighborhoods like the city center. The broader context of Ecuador's security challenges—including prison violence and trafficking routes—means situational awareness is essential. Chone is manageable for experienced expats but not ideal for those seeking a relaxed, low-crime retirement destination.

Chone has a safety index of 40/100. Petty theft and lost belongings are the most common problems for newcomers. Compare travel insurance before you go.

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🏥 Healthcare

Poor
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Limited

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🌤️ Climate

Climate Zones
Tropical
Summer Temp
28°C
Winter Temp
26°C
Humidity
78%
Air Quality Index
45
Annual Rainfall
2083 mm

Best Months

SepOctNov

Climate Notes

Chone has a tropical climate with warm, humid conditions year-round and a pronounced rainy season from December to May, making it consistently warm but wet during winter months.

💻 Digital Nomad

Avg Internet Speed
34 Mbps
Coworking Availability
None
Coworking Spaces Nearby
0
Digital Nomad Score
52/100

Community Notes

Chone provides a tranquil environment but lacks nomad-oriented facilities.

Coworking Spaces

NameNotes
Impact CoworkingLocated in nearby Portoviejo, Impact Coworking is the closest established coworking space to Chone. It offers a professional environment with reliable internet, meeting rooms, and a supportive community, making it suitable for expats willing to commute or stay in Portoviejo.
Workingspace ManabiLocated in Portoviejo, Workingspace Manabi provides a flexible and affordable coworking option near Chone. It features dedicated desks, private offices, and common areas, catering to various work styles and offering networking opportunities for remote workers.

Names, locations and hours can change. Check each space's website before you visit. Places from © OpenStreetMap contributors and Foursquare Open Source Places (Apache 2.0).

Planning to live in Chone long-term? Ecuador Digital Nomad Visa lets remote workers live legally with a minimum income of $548/month.

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Working remotely from Chone? Nomad health insurance covers you across borders, month to month.

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🧳 Expat Life

English Proficiency
Limited
Expat Community
Very Few
Top Neighborhoods
Centro
Banks Nearby
4
ATMs Nearby
0

Expat Life Notes

A major agricultural and livestock center in Manabí. Very authentic and safe by regional standards, but minimal for expats.

Pros

  • ✓ Low cost of living
  • ✓ Great local food
  • ✓ Safe agricultural community

Cons

  • ✗ Heavy earthquake risk area
  • ✗ Hot and humid
  • ✗ No English infrastructure

🏘️ Neighborhoods in Chone

Areas of Chone that expats often consider.

Conditions can change from one block to the next, and these descriptions are general guides, not safety assessments. Before choosing where to stay or live, check current travel advisories, talk to people who live there, and visit in person if you can.

Ciudadela San Rafael

Quiet residential family area

A more modern residential area on the outskirts of the city center. It's generally quieter and safer than Centro, making it suitable for families or retirees seeking peace. Public transportation is available, but owning a car might be preferable for accessing amenities.

Barrio El Guabito

Traditional working-class neighborhood

A traditional neighborhood with a strong sense of community. It's a budget-friendly option, but may lack some modern conveniences. Spanish language skills are essential for integrating into this area.

La Victoria

Developing residential with potential

An area experiencing growth and development, with new homes being built. It offers a mix of older and newer properties. While not currently an expat hub, it could be a good option for those seeking a quieter life with potential for future appreciation.

Santa Rita

Local commerce and residential

A neighborhood with a mix of local businesses and residential areas. It provides a balance between convenience and a quieter atmosphere compared to the city center. It's a good option for those who want to be close to amenities but not directly in the hustle and bustle.

Could living/working in Chone cut years off your work life?

With a 1-bedroom in the center at $330/mo, your FIRE number here might be much lower than you think.

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🛂 Visa Options for Ecuador

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🛂

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More Cities to Consider instead of Chone

FAQ

Frequently Asked Questions about Chone

Click any question to expand the answer.

Chone has a population of approximately 54,629 people.
A single person can expect to spend around $825 per month in Chone, including rent. A 1-bedroom apartment in the city center costs approximately $330/month.
The nearest airport to Chone is BHA, approximately 34.7km away.
Chone is considered moderate in terms of safety, with a safety index of 40.0. As with any city abroad, expats should research specific neighborhoods before committing to a location.
Chone has an average internet speed of 34 Mbps. It is not yet considered a well-established digital nomad destination.
Chone suits expats seeking a low-cost, rural lifestyle in Ecuador’s agricultural heartland. It’s not ideal for those needing urban amenities or reliable dry weather.
Ecuador offers several visa options, including a retirement visa (requiring proof of stable monthly income, typically from Social Security or a pension), an investor visa, and a professional visa. It's best to consult with an Ecuadorian immigration lawyer to determine the best path for your specific situation, as requirements can change.
Healthcare in Chone is generally more affordable than in the US, but the quality may not be as high as you're used to. While finding English-speaking doctors directly in Chone might be challenging, larger cities like Manta (about a 2-hour drive) have more options and better-equipped hospitals with some English-speaking staff.
Internet speeds in Chone can be inconsistent. While fiber optic is expanding, you might experience slower speeds and occasional outages, especially outside the city center. Consider a backup internet source like a mobile hotspot if reliable connectivity is crucial for your work.
For budget-conscious expats, consider neighborhoods slightly outside the immediate city center, like those towards Canuto. Rent and daily expenses will be lower compared to the more central areas. Always prioritize safety and research the specific area before committing.
Rent in Chone is very affordable. You can find a basic apartment for around $200-$300 per month, and a larger house with a yard for $400-$600. Prices will vary depending on the location and amenities.
Chone has a tropical climate, meaning it's warm and humid year-round. Expect a rainy season, typically from December to May, and a drier season from June to November. Temperatures generally range from the mid-70s to the low 90s Fahrenheit.
Getting around Chone is relatively easy using local buses and taxis, which are both inexpensive. Buses are the most common form of public transport, while taxis offer a more direct and convenient option. Consider learning some basic Spanish to communicate effectively.
Chone doesn't have a large established expat community compared to cities like Cuenca or Cotacachi. You'll likely need to be proactive in connecting with other expats online or through occasional meetups in nearby cities. This makes it a good choice for those seeking a more authentic Ecuadorian experience.
As a US citizen, you're still required to file US taxes even when living abroad. The Foreign Earned Income Exclusion (FEIE) can help you exclude a certain amount of your foreign-earned income from US taxes. Also, be aware of FBAR requirements for reporting foreign bank accounts.
Groceries in Chone are very affordable, especially if you shop at local markets. Eating out is also inexpensive; you can find a decent meal at a local restaurant for $3-$5. Imported goods will be more expensive than locally sourced products.
Living in Chone without Spanish will be challenging but not impossible. While some locals may speak a little English, relying solely on English will limit your interactions and access to services. Learning basic Spanish is highly recommended for a smoother and more fulfilling experience.
Several options exist for international money transfers, including online services like Wise (formerly TransferWise) and Remitly, which often offer better exchange rates and lower fees than traditional banks. Check the fees and exchange rates carefully before making a transfer. ATMs are available in Chone, but fees can be high.
Chone could be viable for early retirement on $1500 per month, but it would require a frugal lifestyle. You'd need to be mindful of your spending on rent, food, and healthcare. It's crucial to factor in potential unexpected expenses and have a financial cushion.
Ecuadorian culture values politeness and respect. Greetings are important, and it's customary to greet people with a handshake or a kiss on the cheek (among women). Dress modestly, especially when visiting religious sites. Be patient, as things may move at a slower pace than you're used to.

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