Zejtun vs Hamrun: Which City Wins for Expats in 2026?
Zejtun ranks meaningfully higher on safety. Use our tool below to personalize the estimate based on your income and lifestyle.
Hamrun is approximately 33% less expensive than Zejtun based on cost of living including rent. This makes Hamrun a more budget-friendly option for expats considering a move.
Hamrun has a FIRE Score of 78/100, indicating its suitability for financial independence and early retirement. The city's safety index is 75, which is relatively safe.
Recommended profile: Hamrun is ideal for GeoArbitragers and remote workers looking to maximize savings.
About Zejtun
Zejtun is a small, safe Maltese town where your money goes further than in the island's tourist hubs, with one-bedroom rents outside the center at $785/mo and a single person spending roughly $650/mo excluding rent. The catch is earning: an average monthly net salary of $1,215/mo barely covers a mid-range lifestyle at $1,468/mo, so remote workers and retirees with outside income get far more out of the place than locals do. English proficiency is common mainly in tourist areas, and the expat community is small, so expect to build your own social circle rather than slot into an established one. With an overall expat score of 80/100 and a safety index of 85/100, it suits quiet, budget-conscious residents who do not need big-city energy.
About Malta
Best for digital nomads: Malta offers a Nomad Residence Permit with a clear USD 3,997/mo income requirement, making it accessible for remote workers. Safety is high (US Travel Advisory Level 1) and English proficiency is high, easing daily life. However, the progressive income tax (0% to 35%) can be a hidden cost for higher earners, and the Nomad Residence Permit can lead to permanent residency.
$1,532/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
About Hamrun
Hamrun is a practical, affordable base for expats who want Malta without Sliema prices, with 1-bedroom city center rent at $841/mo and a single person's monthly costs outside rent around $650/mo. The town is small at 12 thousand people, but English is widely spoken, the expat community is medium, and an overall expat score of 84/100 plus a digital nomad score of 84/100 says the infrastructure works. Safety is solid at a 75/100 index and 25/100 crime index, though air quality at 45 is mediocre and the digital nomad permit demands $3,997/mo in income, which prices out casual remote workers. Pick Hamrun for value and proximity to Pieta, not for polish.
About Malta
Best for digital nomads: Malta offers a Nomad Residence Permit with a clear USD 3,997/mo income requirement, making it accessible for remote workers. Safety is high (US Travel Advisory Level 1) and English proficiency is high, easing daily life. However, the progressive income tax (0% to 35%) can be a hidden cost for higher earners, and the Nomad Residence Permit can lead to permanent residency.
$1,663/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
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| Metric | Zejtun | Hamrun |
|---|---|---|
| 1BR Apartment (Center) | $1121.42 | $841.07 |
| 1BR Apartment (Outside) | $785 | $756.96 |
| 3BR Apartment (Center) | $1386.06 | $1569.99 |
| 3BR Apartment (Outside) | $1345.71 | $1345.71 |
| Safety Index | 85 | 75 |
| Internet Speed | 40Mbps | 200Mbps |
| Walkability Score | N/A | N/A |
Monthly cost by categoryOne person, computed from each city's own average prices
| Category | Zejtun | Hamrun |
|---|---|---|
| Total (rent included) | $1,481/mo | $1,355/mo |
| Excluding rent | $696/mo | $598/mo |
| Rent | $785/mo | $757/mo |
| Groceries | $227/mo | $211/mo |
| Dining out | $224/mo | $126/mo |
| Entertainment & lifestyle | $137/mo | $105/mo |
| Utilities & connectivity | $108/mo | $156/mo |
| Transport | N/A | $0.00/mo |
Usage-based estimates from this city's own average prices. A row marked N/A means that city is missing data, so no figure is shown instead of a stale one.
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