Caloocan vs Roxas: Which City Wins for Expats in 2026?
Roxas costs roughly 4.6x less than Caloocan. The cost gap makes Roxas the stronger pick for financial independence. Use our tool below to personalize the estimate based on your income and lifestyle.
Caloocan is approximately 55% less expensive than Roxas based on cost of living including rent. This makes Caloocan a more budget-friendly option for expats considering a move.
Caloocan has a FIRE Score of 74/100, indicating its suitability for financial independence and early retirement. The city's safety index is 45, suggesting moderate safety levels.
Recommended profile: Caloocan is ideal for GeoArbitragers and remote workers looking to maximize savings.
About Caloocan
Caloocan is a hard sell for most expats: the expat community is very few, English proficiency is limited, and the safety index sits at 45/100 against a crime index of 55/100. The upside is genuinely cheap living, with a 1-bedroom outside the center at $119/mo and a single adult budget tier at $335/mo, plus a cost of living index of 39/100. But the local average net salary is only $318/mo, so you are living well above the local norm, and the retiree score of 48/100 tells you this is not a comfortable retirement base. Come for the low rent and the $5/mo gym, not for the air quality of 80 or the 1.7 million people crowding around you.
About Philippines
Retirees on fixed incomes near the $1,500/mo SRRV minimum get the best deal here: rent outside the center runs under $200 and English is widely spoken, easing daily friction. But that low cost sits against a -1.1 political stability score and only medium expat safety ratings, so this suits people who can tolerate some instability for cash savings. Bad fit: anyone needing top-tier healthcare or a guaranteed path to citizenship.
$2,534/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
About Roxas
Roxas is a cheap place to live, with a 1-bedroom in the center at $319/mo and a single adult's budget tier at $750/mo, but the average local net salary of $574/mo means most residents are not the ones renting those center apartments. The overall expat score of 82/100 and FIRE score of 84/100 look strong on paper, yet a retiree score of 57/100 and limited English proficiency suggest this is not a soft landing for everyone. Digital nomads get a workable 50 Mbps and a $22/mo internet bill, but the SEZ Remote Work Visa ties you to a PEZA zone, which is a real constraint. Come for the $3 restaurant meals and the 3 m elevation, not for the healthcare, which is only fair.
About Philippines
Retirees on fixed incomes near the $1,500/mo SRRV minimum get the best deal here: rent outside the center runs under $200 and English is widely spoken, easing daily friction. But that low cost sits against a -1.1 political stability score and only medium expat safety ratings, so this suits people who can tolerate some instability for cash savings. Bad fit: anyone needing top-tier healthcare or a guaranteed path to citizenship.
$1,950/mo
Cost of Living (Without Rent)
Rent Per Month
Attractiveness
City Details
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| Metric | Caloocan | Roxas |
|---|---|---|
| 1BR Apartment (Center) | $205.08 | $318.8 |
| 1BR Apartment (Outside) | $119.14 | $220 |
| 3BR Apartment (Center) | $534.07 | $520 |
| 3BR Apartment (Outside) | $500 | $350 |
| Safety Index | 45 | 70 |
| Internet Speed | 50Mbps | 50Mbps |
| Walkability Score | N/A | N/A |
Monthly cost by categoryOne person, computed from each city's own average prices
| Category | Caloocan | Roxas |
|---|---|---|
| Total (rent included) | $347/mo | $476/mo |
| Excluding rent | $228/mo | $256/mo |
| Rent | $119/mo | $220/mo |
| Groceries | $87.00/mo | $103/mo |
| Dining out | $28.00/mo | $28.00/mo |
| Entertainment & lifestyle | $26.00/mo | $32.00/mo |
| Utilities & connectivity | $87.00/mo | $93.00/mo |
| Transport | N/A | N/A |
Usage-based estimates from this city's own average prices. A row marked N/A means that city is missing data, so no figure is shown instead of a stale one.
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Caloocan vs Roxas -- Frequently Asked Questions
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