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Ubud, Indonesia

Data updated Jun 13, 2026

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📊 Scores

60
FIRE
64
Retiree
64
Digital Nomad

Tourism dominates Ubud's economy entirely—3 million annual visitors fuel yoga studios, resorts, galleries, and craft shops. A growing sustainable retail sector (eco-friendly Bali brands) employs locals and attracts remote workers seeking purpose-aligned businesses. Most expats here don't have traditional jobs; they run online businesses, teach yoga/English, or live off savings. The local agricultural sector (rice, agroforestry) exists but isn't accessible to foreigners. Income reality: you need external money or a digital income stream.

Rent runs $429/month for a 1BR city center, but tourism inflation pushes restaurant meals and imported goods 2–3x higher than elsewhere in Bali. Taxis are brutal—fares are negotiated through local cooperatives and run 10x the metered rates in Denpasar, making transport expensive and frustrating. Healthcare is adequate for routine care; serious issues require Denpasar or Bali's private clinics. Language barrier is real; English works in tourist zones but fails in bureaucracy and local life. Visa runs and residency paperwork require patience and local fixers.

Tropical humidity, heavy rainfall, and lush rice paddies create a genuinely beautiful setting for hiking and farming tourism. The expat community is large, visible, and often insular—yoga retreats, coworking spaces, and Western cafés dominate the social scene. Weekends mean temple visits, rice terrace walks, or day trips to waterfalls. This city suits remote workers, yoga teachers, and people seeking a creative community—not those needing affordable local wages or authentic Indonesian life outside the tourism bubble.

🏚️ Cost of Living

💰 Budgets and Costs

$720/mo
Selected: mid-range lifestyle
This mid-range budget allows for a comfortable lifestyle in Ubud. Housing is a one-bedroom apartment outside the centre ($410/mo), with home cooking ($116/mo on groceries) and dining out a few times a week ($32/mo). A gym membership is included ($56/mo). Utilities and connectivity round out to $106/mo.

Grocery Basket

Milk (1L)$1.43
Bread (loaf)$1.86
Eggs (12)$2.19

Eating Out

Meal (Inexpensive)$2.75
Meal (Mid-range)$19.69
Cappuccino$1.97
Water (0.33L)$0.41
Restaurant Density3 /km²

Utilities & Lifestyle

Utilities (mo)$80.3
Mobile Plan (mo)$4.95
Gym (mo)$54.99
Cinema Ticket$3.57

Housing

1BR Center (mo)$536.17
1BR Outside (mo)$400.63
3BR Center (mo)$1906.38
3BR Outside (mo)$1374.79

💰 Real Spend Reports

🛡️ Safety & Crime

70
Safety Index

(Higher is safer)

28
Crime Index

(Lower is safer)

Ubud is genuinely safe for expats, with low violent crime and a tight-knit community that actively discourages theft. Main concerns are petty theft (motorbike snatching, bag theft in crowded markets), scams targeting tourists (overpriced tours, fake tickets), and occasional drink-spiking in nightlife areas. Avoid displaying expensive jewelry or electronics, use registered taxis/Grab, and stick to established neighborhoods like central Ubud and Penestanan. The biggest risk is complacency—locals are friendly but opportunistic theft happens. For a 30-65 American seeking a calm, culturally rich base with manageable precautions, Ubud is a solid choice.

🏥 Healthcare

Fair
Public Hospitals
Yes
Private Clinics
Yes
English-Speaking Doctors
Available
Pharmacies Nearby

🌤️ Climate

Climate Zones
Summer Temp
30°C
Winter Temp
22°C
Humidity
82%
Air Quality
35

Best Months

AprMayJunSepOct

Climate Notes

Tropical rainforest climate, warm and humid year-round with a monsoon season.

💻 Digital Nomad

Avg Internet Speed
20 Mbps
Coworking Availability
Abundant
Coworking Spaces Nearby
3
Digital Nomad Score
64/100

Community Notes

Ubud is popular with digital nomads due to its coworking spaces and cultural atmosphere.
NamePrice/moNotes
Hubud$180A pioneer in Bali's coworking scene, Hubud offers a bamboo-structured space with a strong community vibe, regular events, and a cafe. Located in the heart of Ubud, it's ideal for those seeking a collaborative and eco-conscious work environment.
Outpost Ubud$220Outpost Ubud provides a modern and comfortable workspace with ergonomic chairs, fast internet, and a pool. Situated a bit outside the central Ubud area, it offers a quieter atmosphere with rice field views, perfect for focused work.
Biliq Bali$150Biliq Bali offers a relaxed and affordable coworking space with a focus on community and collaboration. Located near central Ubud, it features a pool, garden, and various membership options suitable for different needs.
Kinship Studio$160Kinship Studio is a boutique coworking space designed for creatives and entrepreneurs. Located in Penestanan, Ubud, it offers a stylish and inspiring environment with a focus on wellness and community events.

Planning to live in Ubud long-term? Indonesia Remote Worker Visa (E33G) lets remote workers live legally in with a minimum income of $5,000/month.

View full requirements →

🧳 Expat Life

English Proficiency
Common in Tourist Areas
Expat Community
medium
Top Neighborhoods
Transport Options
Banks Nearby
ATMs Nearby

🛂 Visa Options for Indonesia

Living on investment or passive income? Indonesia Retirement Visa (KITAS) may be the right fit — minimum $1,500/month required.

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🛂

Earning over $1,500/mo? You may qualify for a Indonesia visa.

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Could living/working in Ubud cut years off your work life?

With a 1-bedroom in the center at $214/mo, your FIRE number here might be much lower than you think.

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