Serbia vs Spain

Serbia costs roughly 2% less than Spain, though Spain scores higher on healthcare. Use our tool below to personalize the estimate based on your income and lifestyle.

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Serbia is approximately 2% less expensive than Spain based on cost of living including rent. This makes Serbia a more budget-friendly option for expats considering a move.

Serbia has a FIRE Score of 87/100, indicating its suitability for financial independence and early retirement. The country's safety index is 62.8, which is relatively safe.

Recommended profile: Serbia is ideal for GeoArbitragers and remote workers looking to maximize savings.

Overall Winner

About Serbia

A 1BR in central Belgrade runs $514, less than a studio in most mid-size US cities, with a flat 10% income tax and a $711 monthly budget covering essentials easily. Retirement visa needs just EUR 400/mo income, among the lowest thresholds in Europe. The catch: no digital nomad visa and a path to permanent residency exists, but permanent residency does not necessarily lead to EU stability.

MONTHLY SAVINGS

$1,775/mo

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Living Costs (excl. rent)

Single (excl. rent)$712
Family (excl. rent)$2,475

Rent Per Month

1 Bedroom (City Centre)
$514
1 Bedroom (Outside Centre)
$381
3 Bedroom (City Centre)
$956
3 Bedroom (Outside Centre)
$686

Attractiveness Scores

FIRE Score
87/100
Retiree Score
54/100
Nomad Score
74/100


Country Details →

About Spain

Retirees and remote workers get a genuine European base without the Northern Europe price tag: rent for a 1-bed outside the center averages $804/mo, well under NYC costs. Healthcare scores 77.3, life expectancy is among the highest in the EU, and a large expat community softens the medium English proficiency. The catch is tax: standard rates climb to 47%, though the Beckham Law flat 24% option changes the math for qualifying newcomers.

MONTHLY SAVINGS

$1,148/mo

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Living Costs (excl. rent)

Single (excl. rent)$823
Family (excl. rent)$2,976

Rent Per Month

1 Bedroom (City Centre)
$1,028
1 Bedroom (Outside Centre)
$804
3 Bedroom (City Centre)
$1,636
3 Bedroom (Outside Centre)
$1,232

Attractiveness Scores

FIRE Score
55/100
Retiree Score
67/100
Nomad Score
73/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricSerbiaSpain
Travel Advisory
Level 2: Increased CautionLevel 2: Increased Caution
Quality of Life Index
124.8
184.4 +59.6
Healthcare Index
52.1 77.3 +25.2
Safety Index
62.8
63.4 +0.6
Cost of Living Index
42.6 +0.943.5
Living Costs (Single, excl. rent)$711.5 +111.9$823.4
Living Costs (Family, excl. rent)$2,474.6 +501.3$2,975.9
1BR Apartment (Center)$513.94 +514.49$1,028.43
1BR Apartment (Outside)$380.7 +423.67$804.37
3BR Apartment (Center)$956.49 +679.93$1,636.42
3BR Apartment (Outside)$686.17 +545.98$1,232.15
Avg Internet Speed110.27 Mbps 263.31 Mbps +153.0

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.