Poland vs Serbia

Poland costs roughly 10% less than Serbia. Use our tool below to personalize the estimate based on your income and lifestyle.

Household
Lifestyle
Schooling

Poland is approximately 10% less expensive than Serbia based on cost of living including rent. This makes Poland a more expensive option for expats considering a move.

Serbia has a FIRE Score of 87/100, indicating its suitability for financial independence and early retirement. The country's safety index is 62.8, which is relatively safe.

Recommended profile: Serbia is ideal for GeoArbitragers and remote workers looking to maximize savings.

About Poland

Poland offers no retirement visa, and a digital nomad visa is not available, so long-term residency requires a separate work or business route despite a clear path to citizenship. Budget-focused expats should look past that friction: rent runs just $757.57/mo in city centers and monthly costs excluding rent sit at $812.3. High safety (71) and a large expat community make the bureaucratic tradeoff worthwhile for those prioritizing cost over ease of entry.

MONTHLY SAVINGS

$1,430/mo

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Living Costs (excl. rent)

Single (excl. rent)$812
Family (excl. rent)$2,728

Rent Per Month

1 Bedroom (City Centre)
$758
1 Bedroom (Outside Centre)
$623
3 Bedroom (City Centre)
$1,230
3 Bedroom (Outside Centre)
$959

Attractiveness Scores

FIRE Score
72/100
Retiree Score
63/100
Nomad Score
79/100


Country Details →
Overall Winner

About Serbia

A 1BR in central Belgrade runs $514, less than a studio in most mid-size US cities, with a flat 10% income tax and a $711 monthly budget covering essentials easily. Retirement visa needs just EUR 400/mo income, among the lowest thresholds in Europe. The catch: no digital nomad visa and a path to permanent residency exists, but permanent residency does not necessarily lead to EU stability.

MONTHLY SAVINGS

$1,775/mo

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Not sure which Serbia visa you qualify for?

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Living Costs (excl. rent)

Single (excl. rent)$712
Family (excl. rent)$2,475

Rent Per Month

1 Bedroom (City Centre)
$514
1 Bedroom (Outside Centre)
$381
3 Bedroom (City Centre)
$956
3 Bedroom (Outside Centre)
$686

Attractiveness Scores

FIRE Score
87/100
Retiree Score
54/100
Nomad Score
74/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricPolandSerbia
Travel Advisory
Level 1: Normal PrecautionsLevel 2: Increased Caution
Quality of Life Index
153.9 +29.1
124.8
Healthcare Index
58 +5.952.1
Safety Index
71 +8.2
62.8
Cost of Living Index
38.9 +3.742.6
Living Costs (Single, excl. rent)$812.3 $711.5 +100.8
Living Costs (Family, excl. rent)$2,727.6 $2,474.6 +253
1BR Apartment (Center)$757.57 $513.94 +243.63
1BR Apartment (Outside)$623.36 $380.7 +242.66
3BR Apartment (Center)$1,229.95 $956.49 +273.46
3BR Apartment (Outside)$959.1 $686.17 +272.93
Avg Internet Speed313.48 Mbps +203.2110.27 Mbps

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.