Bulgaria vs Portugal

Portugal costs roughly 1% less than Bulgaria. Use our tool below to personalize the estimate based on your income and lifestyle.

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Portugal is approximately 1% less expensive than Bulgaria based on cost of living including rent. This makes Portugal a more expensive option for expats considering a move.

Bulgaria has a FIRE Score of 92/100, indicating its suitability for financial independence and early retirement. The country's safety index is 63.9, which is relatively safe.

Recommended profile: Bulgaria is ideal for GeoArbitragers and remote workers looking to maximize savings.

Overall Winner

About Bulgaria

Skip this if you need fluent English or a large expat safety net, expat friendliness scores just 6/10 and English proficiency is medium at best. But a flat 10% income tax, $472 rent, and a 280 EUR/month retirement visa threshold (retirement visa not currently available) make Bulgaria a strong pick for budget-focused retirees or remote workers optimizing for cash flow over comfort.

MONTHLY SAVINGS

$1,837/mo

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Living Costs (excl. rent)

Single (excl. rent)$691
Family (excl. rent)$2,507

Rent Per Month

1 Bedroom (City Centre)
$472
1 Bedroom (Outside Centre)
$365
3 Bedroom (City Centre)
$783
3 Bedroom (Outside Centre)
$579

Attractiveness Scores

FIRE Score
92/100
Retiree Score
60/100
Nomad Score
76/100


Country Details →

About Portugal

A one-bedroom in central Lisbon runs about $1,040/month, roughly a third of comparable Boston or DC rents. Combined with $776 in monthly living costs, a couple can live well under $2,500/month total, and the D7 visa only requires $1,031 income to qualify. The catch: Portuguese progressive tax hits 48% (top bracket), so this works best for retirees on fixed foreign income, not high earners staying tax resident.

MONTHLY SAVINGS

$1,185/mo

🛂

Not sure which Portugal visa you qualify for?

Answer 11 questions and get a personalized match in under 2 minutes.

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Living Costs (excl. rent)

Single (excl. rent)$776
Family (excl. rent)$2,805

Rent Per Month

1 Bedroom (City Centre)
$1,040
1 Bedroom (Outside Centre)
$824
3 Bedroom (City Centre)
$1,755
3 Bedroom (Outside Centre)
$1,329

Attractiveness Scores

FIRE Score
59/100
Retiree Score
68/100
Nomad Score
77/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricBulgariaPortugal
Travel Advisory
Level 1: Normal PrecautionsLevel 1: Normal Precautions
Quality of Life Index
143.8
167.8 +24.0
Healthcare Index
58.1 72.2 +14.1
Safety Index
63.9
67.9 +4.0
Cost of Living Index
41.6 41.2 +0.4
Living Costs (Single, excl. rent)$690.9 +84.8$775.7
Living Costs (Family, excl. rent)$2,507.3 +297.9$2,805.2
1BR Apartment (Center)$472.08 +567.68$1,039.76
1BR Apartment (Outside)$364.56 +459.41$823.97
3BR Apartment (Center)$783.4 +971.6$1,755
3BR Apartment (Outside)$578.75 +750.09$1,328.84
Avg Internet Speed191.98 Mbps 351.94 Mbps +160.0

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.