Bulgaria vs Italy

Bulgaria costs roughly 23% less than Italy, though Italy has significantly faster internet infrastructure. Use our tool below to personalize the estimate based on your income and lifestyle.

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Bulgaria is approximately 23% less expensive than Italy based on cost of living including rent. This makes Bulgaria a more budget-friendly option for expats considering a move.

Bulgaria has a FIRE Score of 92/100, indicating its suitability for financial independence and early retirement. The country's safety index is 63.9, which is relatively safe.

Recommended profile: Bulgaria is ideal for GeoArbitragers and remote workers looking to maximize savings.

Overall Winner

About Bulgaria

Skip this if you need fluent English or a large expat safety net, expat friendliness scores just 6/10 and English proficiency is medium at best. But a flat 10% income tax, $472 rent, and a 280 EUR/month retirement visa threshold (retirement visa not currently available) make Bulgaria a strong pick for budget-focused retirees or remote workers optimizing for cash flow over comfort.

MONTHLY SAVINGS

$1,837/mo

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Living Costs (excl. rent)

Single (excl. rent)$691
Family (excl. rent)$2,507

Rent Per Month

1 Bedroom (City Centre)
$472
1 Bedroom (Outside Centre)
$365
3 Bedroom (City Centre)
$783
3 Bedroom (Outside Centre)
$579

Attractiveness Scores

FIRE Score
92/100
Retiree Score
60/100
Nomad Score
76/100


Country Details →

About Italy

Retirees with steady income fare better here than remote workers chasing savings. Rent outside the center runs $660.88/mo, cheap by European standards, but income tax climbing to 43% erodes any freelance upside fast. The Elective Residence Visa requires $2,895/mo in passive income, and citizenship stays complex even after years of residency.

MONTHLY SAVINGS

$1,138/mo

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Living Costs (excl. rent)

Single (excl. rent)$1,017
Family (excl. rent)$3,633

Rent Per Month

1 Bedroom (City Centre)
$845
1 Bedroom (Outside Centre)
$661
3 Bedroom (City Centre)
$1,475
3 Bedroom (Outside Centre)
$1,091

Attractiveness Scores

FIRE Score
55/100
Retiree Score
56/100
Nomad Score
68/100


Country Details →

Battle of Lifestyles

Scroll to compare

MetricBulgariaItaly
Travel Advisory
Level 1: Normal PrecautionsLevel 2: Increased Caution
Quality of Life Index
143.8
151 +7.2
Healthcare Index
58.1 65.1 +7.0
Safety Index
63.9 +10.8
53.1
Cost of Living Index
41.6 +9.451
Living Costs (Single, excl. rent)$690.9 +326.3$1,017.2
Living Costs (Family, excl. rent)$2,507.3 +1,125.6$3,632.9
1BR Apartment (Center)$472.08 +373.09$845.17
1BR Apartment (Outside)$364.56 +296.32$660.88
3BR Apartment (Center)$783.4 +691.13$1,474.53
3BR Apartment (Outside)$578.75 +512.52$1,091.27
Avg Internet Speed191.98 Mbps 285.05 Mbps +93.1

Frequently Asked Questions

Click any question to expand the answer.

We use a "Pure Data" approach, pulling raw facts from high-authority sources including private sources for real-time crowd-sourced pricing, the World Bank for stability metrics, and official government visa portals.

The FIRE Score is a dynamic metric based on your Monthly Income vs. Total Expenses. It calculates your potential savings rate; the more you save, the higher the score.

Our indices (Quality of Life, Healthcare, Safety, Cost of Living) are relative metrics. For example, a higher Quality of Life Index indicates better purchasing power, safety, and healthcare, while a higher Cost of Living Index means the country is more expensive relative to others.

The Retiree Score is a holistic measure of how suitable a country is for long-term retirement. It is calculated from three main factors: healthcare system quality, safety index, and the general cost of living.

The Nomad Score measures how well a country supports remote workers. It is calculated from average internet speeds, the cost of living, and the safety index.

The "Single" toggle calculates costs based on a 1-Bedroom apartment. "Family" assumes a 3-Bedroom apartment and the expenses for a household of four.