Duncans vs Buff Bay: Which City Wins for Expats in 2026?
Buff Bay scores higher for long-term retiree livability. Use our tool below to personalize the estimate based on your income and lifestyle.
Buff Bay is approximately less expensive than Duncans based on cost of living including rent. This makes Buff Bay a more budget-friendly option for expats considering a move.
Buff Bay has a FIRE Score of N/A/100, indicating its suitability for financial independence and early retirement. The city's safety index is 60, which is relatively safe.
Recommended profile: Buff Bay is well-suited for retirees seeking a balanced lifestyle.
About Duncans
Duncans is a sleepy coastal village that offers little beyond cheap utilities and a low cost of living, but the trade-offs are steep: poor healthcare, a mediocre safety index, and an internet speed of 9 Mbps that will frustrate any serious remote worker. With a digital nomad score of 41 and an expat score of 49, this is not a place for career-focused expats, though retirees might tolerate the 51 score if they crave isolation. The $770 monthly rent for a one-bedroom is a bargain, but you are 18 km from the Montego Bay airport and stuck in a tropical climate with hurricane risk from May to November. Skip it unless you are desperate for cheap solitude and can handle subpar infrastructure.
About Jamaica
A city center 1BR at $769.92/mo runs cheaper than most US suburbs, and English fluency plus a Remote Work Permit make setup easy. But a 24.6 safety index put Jamaica low even by regional standards. Retirees need $2,000/mo verified income, manageable. The dealbreaker: this works only if you accept real security tradeoffs for the savings.
N/A/mo
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About Buff Bay
Buff Bay is a sleepy, low-cost Jamaican town where a one-bedroom apartment in the city center runs just $159 a month, but don't expect much in return. With a population of only 5,000 and a digital nomad score of 51 out of 100, this place is a hard pass for remote workers who need reliable internet (a sluggish 15 Mbps) and any semblance of urban life. Retirees might find the $2,000 monthly income requirement for a visa manageable, but the fair healthcare and 60 out of 100 safety index won't inspire confidence. For the price, you get a tropical climate with a real hurricane risk and an airport 14 km away, but the lack of amenities and slow connectivity make it a tough sell for anyone not seeking total isolation.
About Jamaica
A city center 1BR at $769.92/mo runs cheaper than most US suburbs, and English fluency plus a Remote Work Permit make setup easy. But a 24.6 safety index put Jamaica low even by regional standards. Retirees need $2,000/mo verified income, manageable. The dealbreaker: this works only if you accept real security tradeoffs for the savings.
$1,523/mo
Cost of Living (Without Rent)
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Battle of Lifestyles
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| Metric | Duncans | Buff Bay |
|---|---|---|
| 1BR Apartment (Center) | N/A | $159.4 |
| 1BR Apartment (Outside) | N/A | N/A |
| 3BR Apartment (Center) | N/A | N/A |
| 3BR Apartment (Outside) | N/A | N/A |
| Safety Index | 52 | 60 |
| Internet Speed | 9Mbps | 15Mbps |
| Walkability Score | N/A | N/A |
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Duncans vs Buff Bay -- Frequently Asked Questions
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